Health Care
Health insurance issues
Courses of 6 months plus
Students registered for courses in the UK of 6 months or more
are entitled to primary medical care provided by the National
Health Service (NHS) and emergency or immediately required
treatment.
It is therefore unlikely that you would wish to have medical
insurance but you should be aware that there are charges under the
NHS for medicines, spectacles and eye care, and dental treatment
(see below).
Courses of less than 6 months
If you are on a course of less than 6 months duration, you are
entitled to primary medical care (NHS) only if you are from a
European Economic Area Member State (EEA) or from a country with a
reciprocal health agreement. All students and accompanying family
members should complete the form E128 that is obtainable from your
own national authorities. If you have not completed the form E128,
you will only be eligible for treatment for illness that become
apparent whilst in the UK.
All international students on courses of less than 6 months
with no reciprocal agreement will need to obtain health insurance.
Any overseas visitor is entitled to 'emergency' or 'immediately'
required treatment. Your family's entitlements are the same as
yours unless the have been accorded Visitor status. In this case
they will be entitled to NHS care only if they are nationals of
countries with reciprocal arrangements with the UK. Please ask your
home school International office if your country has a reciprocal
health agreement with the UK.
The University provides nurse run clinics in the West End and
Harrow which offer advice and information on all health issues
including contraception (free condoms available), sexual health,
vaccinations for travel abroad etc. This is a limited service and
you are advised to register with a family doctor (GP) in the area
in which you live. Details of how to do this, and about other
services, are available in the Health Service waiting areas, and on
the University web site.
If you are taking brand name medication and may require
further supplies while in the UK, find out the generic name before
you leave home. A doctor's letter would also be useful. The charge
for each individual prescription drug in the UK is currently £6.00
Many medications are cheaper to buy over-the-counter (OTC) but
antibiotics and strong pain killers are not available without a
prescription. Dental treatment is only partially covered by the NHS
but unless you require dental surgery annual costs should not
exceed £250; Optician charges for eye tests (from £15) and
spectacles (from £60).
General Insurance
It is strongly advisable for students to ensure adequate
insurance to cover accident, theft and travel before coming to the
UK. Many companies specialize in low cost insurance for students;
details can be sought from the University Students Union. You
should also consider insurance for the loss or theft of personal
property or in case you have an illness that disrupts your course
of study. Though we do not recommend any specific insurance
companies, there is a student package provided by Endsleigh
Insurance which covers the reimbursement of course fees if your
studies are interrupted due to ill health. For further details ring
+44 (0) 207 436 4451.
Other useful health sites
The following link to relevant information about remaining
healthy whilst at the University: